Privacy Policy
Effective date: October 24, 2026
This policy explains how Esoteric Financial Group and Jorge Lozano, an independent life insurance advisor (licensed as an insurance agent, NPN 21308245), collect, use, and protect your information when you use this website or contact us.
Information we collect
When you request a quote or contact us, we collect what you choose to give us, such as your name, phone number, email address, state, age, the coverage you're interested in, and any notes you add. If you check the consent box, we also keep a record of that consent: the date and time, the page you were on, and the wording you agreed to. We may also collect basic technical information, such as browser type and pages visited, as described under Cookies and analytics.
How we use your information
- To respond to your request and contact you about life insurance and retirement planning options.
- To prepare quotes, help you apply for coverage, and service your policy.
- To keep records of your consent and communication preferences, and to meet legal and licensing requirements.
How we share your information
We share your information with insurance carriers only as needed to get quotes and process applications you ask us to pursue. We may also disclose information when required by law or by a regulator. We do not sell your personal information. We do not share your information with third parties for their own marketing.
Text messages (SMS)
If you agree to receive text messages, Esoteric Financial Group may text you about your quote, appointments, and follow-ups related to life insurance and retirement planning. Message frequency varies. Msg & data rates may apply. Reply HELP for help or STOP to opt out. See our SMS Terms.
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Your choices and opting out
You can stop calls, texts, or emails at any time by any reasonable means: reply STOP to a text, tell us on a call, reply to an email, or contact us using the details below. We honor opt-out requests promptly and within 10 business days. You may also ask us to access, correct, or delete your information, subject to records we must keep by law.
Data security
We use reasonable administrative, technical, and physical safeguards to protect your information. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.
Cookies and analytics
This site uses few or no cookies. If we use basic analytics, it is only to understand site traffic in aggregate, and we do not use it to sell or target advertising to you. You can block or delete cookies in your browser settings.
Children
This site is intended for adults. We do not knowingly collect information from children under 13. If you believe a child has sent us information, contact us and we will delete it.
Changes to this policy
We may update this policy from time to time. The effective date above shows when it was last changed.
Contact us
Esoteric Financial Group / Jorge Lozano
Phone: (907) 215-1935
Email: jorgelozano.pinnacle@gmail.com
NPN 21308245
Draft pending professional review.